,WOW Rate E-CheckingInterest That Adds Up$ 2.22%on balances up to $25,000 when qualifications are metOpen Onlinecitizensbank24.com/dealsCitizensBANKBank your own wayAmmual Percentage Yield. APYs are subject to change and are accurate as of 10/4/18 See citizensbank24.com/deals for detaibsyaar daly balance is$25,000orless and qualficatons below are met, the interest tate padon be ent e balace will be?" 238% with aPY of 2.22%.Anisterstate of 25% wil be paid ee the portion of your dady balance that is greater man $25,000 Dewy for this tier wilrange from 74%) 2.22%, depending on the balance the account. lf qualfcations below are met, the interest rate paid oo the entirebalance wil be .05% with an APY of .05%, tinum balance to operns $25 No mnimum balance to mantain. Qualdcation5: (1) Complete12 debit card bransactions which post and clear the account per statement cycle ATM transactees are excluded. ece your motlytabement electronically Bank-by-Vet Osine Bankieg is reguired for E-Statement (3) Have at least one montbly direct deposit or ACH wbichports and clear the account each satement cycleMember FDIC

Date: October 10, 2018

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Citizens Bank - Johnson City

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, WOW Rate E-Checking Interest That Adds Up $ 2.22% on balances up to $25,000 when qualifications are met Open Online citizensbank24.com/deals Citizens BANK Bank your own way Ammual Percentage Yield. APYs are subject to change and are accurate as of 10/4/18 See citizensbank24.com/deals for detaibs yaar daly balance is$25,000orless and qualficatons below are met, the interest tate padon be ent e balace will be?" 238% with a PY of 2.22%.Anisterstate of 25% wil be paid ee the portion of your dady balance that is greater man $25,000 Dewy for this tier wil range from 74%) 2.22%, depending on the balance the account. lf qualfcations below are met, the interest rate paid oo the entire balance wil be .05% with an APY of .05%, tinum balance to operns $25 No mnimum balance to mantain. Qualdcation5: (1) Complete 12 debit card bransactions which post and clear the account per statement cycle ATM transactees are excluded. ece your motly tabement electronically Bank-by-Vet Osine Bankieg is reguired for E-Statement (3) Have at least one montbly direct deposit or ACH wbich ports and clear the account each satement cycle Member FDIC