Certificates of DepositYour Way3.25%APY*59 Month3.00% 2.50%APY*APY*39 Month13 MonthOpen Onlinecitizensbank24.com/dealsCitizensBANKBank your own way BAnnual Percentage Yield. Accurate as 11/20/18 APY's are not available to brokers, institutional investors or public funds$2,500 minimum balance to open and maintain APY, Linided time offer. Offer is subject to change at any time. Offer is validfor accounts opened with new money not currently on deposit with Citizens Bank Fees may reduce earmings. Penalties for earlyMember FOICwithdrawal may apply

Date: December 3, 2018

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Citizens Bank - Johnson City

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Certificates of Deposit Your Way 3.25% APY* 59 Month 3.00 % 2.50% APY* APY* 39 Month 13 Month Open Online citizensbank24.com/deals Citizens BANK Bank your own way B Annual Percentage Yield. Accurate as 11/20/18 APY's are not available to brokers, institutional investors or public funds $2,500 minimum balance to open and maintain APY, Linided time offer. Offer is subject to change at any time. Offer is valid for accounts opened with new money not currently on deposit with Citizens Bank Fees may reduce earmings. Penalties for early Member FOIC withdrawal may apply